Housing
Region XII Council of Governments has been actively involved in implementing and operating housing programs since 1991. The various programs we have been involved with have benefited low and moderate-income residents throughout our six county region and our associate member communities.
Region XII operates a number of in-house housing programs, as well as assists member communities in the development, funding, and operation of community-based programs. If you are a homeowner or potential homeowner and are interested in any of the following housing programs, please contact our housing planner or download the application below.
(HPL) Revolving Loan Fund
Loans are available to income-qualified homeowners in any of our member communities for home repairs to eliminate health and safety hazards including windows, doors, roofs, furnaces, etc.
Rehabilitation Programs
These programs are developed in communities where poor housing conditions and the need for rehabilitation has been identified. Income-qualified homeowners can receive assistance to complete substantial repairs and assistance is provided as a part loan / part forgivable loan.
Down Payment Assistance Programs
These programs are developed in communities that have identified insufficient down payments as a barrier to homeownership for low and moderate-income families. Assistance is provided as a loan and/or forgivable loan to potential homeowner as gap financing between loan amount and the cost of the home. Region XII also has a regional down payment loan program available for use in all six counties.
Rental Projects
Region XII can also assist in the development or rehabilitation of rental projects. Staff can help develop a financial package utilizing a variety of funding sources.
New Construction
Region XII staff members can help with the development of new single family homes and subdivisions, providing technical assistance in grant writing, financial packaging, and marketing.
Spec Financing Revolving Loan Fund
Region XII has available funding to make partial construction loans to contractors for new spec homes. Contractors or developers can receive a loan of up to $20,000 towards construction costs at a low interest rate. The home may sell for up to $110,000.
Lead-Based Paint and Asbestos Inspection and Abatement
Region XII’s housing inspectors are certified in lead based paint and asbestos inspection, and can assist in abatement programs for both materials.
Application Process
Please call the housing department at 712-792-9914 for availability on each of these programs in your community or download, complete, and mail the following housing application to:
Region XII Council of Governments
Attn: Pat Vogl
1009 E. Anthony Street
P.O. Box 768
Carroll, IA 51401
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Housing Application PDF format