Business Loans

Region XII Development Corporation (RDC) provides loans & financial packaging assistance to businesses throughout the six counties Region XII serves. Since 1995, the RDC has provided loans to over 90 businesses totaling over $7.8 million. As a result, 840+ jobs have been created/retained, and over $73 million has been invested in our counties.

The RDC Revolving Loan Fund contains funding provided by the six counties, the Iowa Economic Development Authority, the U.S. Department of Commerce (Economic Development Administration), and USDA Rural Development.

Loan applications are reviewed monthly by a committee of local development and private lender representation from each county. Borrowers are required to meet investment and job creation criteria, which is further explained in this fact sheet.

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Download Loan Application


RLF Business Spotlight

32 & U Family Dental

Region XII Development Corporation was able to assist with the startup of Thirty Two & You Family Dental, which is owned by Dr. Ryan Bygness, DDS.


Fudge’s Flowers

Region XII Development Corporation was able to assist Bonnie Silbaugh with the purchase of Fudge’s Flowers and Gifts in 2017.